The Department of Health and Human Services (HHS) finalized the 2026 Marketplace Final Rule that enacts protections that were previously proposed in October. Read the rules that will possibly affect how agents, consumers, and carriers interact with the marketplace....
Read MoreIt may be the lock-in period, but that doesn’t mean you have to put your business on lock-down....
Read MoreYou may live in a state with declared emergencies that offer Special Enrollment Periods for Medicare Advantage and prescription drug plans. Do your clients qualify?...
Read MoreMedicare agents must adhere to CMS regulations when marketing Advantage and prescription drug plans. This includes recording calls, using a specific disclaimer, and obtaining permission to contact. Staying compliant is crucial, as secret shoppers assess quality and compliance.
Read MoreIt's tempting to hit the ground running with Medicare Advantage and Part D, but you can't just pick up the phone and start calling. Read up on Medicare sales and permission to contact!
Read MoreWhile the Centers for Medicare & Medicaid Services announced a final rule in May 2024 increasing access to affordable health care options for recipients of the Deferred Action for Childhood Arrivals, or DACA, program, Dreamers in 19 states cannot currently access marketplace coverage.
Read MoreWhat are four key steps for selling cancer insurance that successful agents follow? The first is to identify ideal clients for cancer insurance.
Read MoreHow many times have you heard that the Medicare Supplement market is "booming" with opportunity? Now is the time to become a Medicare Supplement agent and start selling Medicare Supplements.
Read MoreThere are three main types of universal life products — traditional, index, and guaranteed. It's important you understand how they work so you can present them to clients in a way they'll understand. Let's review their basics.
Read MoreDental, vision, and hearing plans within the senior market offer more opportunity now than ever to manage a growing business. Offering DVH products allows you to give seniors an affordable way to help fill in the gaps and get the coverage they need.
Read MoreYou may assume that veterans’ health care is 100 percent covered at any hospital, anywhere. All they have to do is present their Veterans Affairs card. Unfortunately, this isn’t the case.
Read MoreIf you got into health insurance sales to improve the lives of your clients, you’ll be happy to know insurance agents play an essential role when it comes to their clients’ health.
Read MorePeople are interested in coverage that will support their families after they’re gone. Life insurance is a popular choice, and for good reason, as it supplements income in order to help maintain families’ lifestyles. But, what’s often overlooked and underutilized is final expense insurance, or expense coverage for funeral arrangements.
Read MoreAs the average insurance agent in America reaches retirement age, they’re making room for younger agents in an industry that’s already perfect for millennials.
Read MoreMedicare Supplement (or "Medigap") plans provide individuals with Original Medicare extra coverage and open new doors for your business. The ability to sell them year-round makes them a must-have for your portfolio!
Read MoreThe U.S. Department of Health and Human Services announced the next 15 drugs selected for the Medicare Drug Price Negotiation Program. Negotiated prices will take effect January 1, 2027.
Read MoreNon-traditional forms of LTCi coverage, like hybrid life and annuity LTCi plans and short-term care insurance plans, are increasingly valuable options for financial advisors and insurance agents.
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