2025 ACA Exchange & FFM Certification Info

It’s time to start preparing for the 2025 Open Enrollment Period! We’ll discuss all the certification changes and important updates that you need to be aware of for the upcoming plan year.

Read on to learn what to expect from the Federally Facilitated Marketplace (FFM) certification and state exchange trainings.



Keep reading to prepare for Your Best OEP Yet!


Marketplace Training Deadlines To Be Aware Of

The 2025 FFM certification is available through the CMS Enterprise Portal Marketplace Learning Management System (MLMS). A mobile version of the training is available this year. For agents utilizing HealthSherpa, this training is also available on the CMS Enterprise portal.

FFM certification is only required for agents selling in the federal exchange. If you only sell products in a state-based exchange, you’ll need to complete the appropriate state-specific training. Some state exchanges open agent trainings as early as mid-July. Check out the table below to see which exchanges are live now!

All agents must update their MLMS profile on the CMS Enterprise Portal in addition to completing the 2025 training course to be considered ready-to-sell.

Below, we’ve listed important dates for the ACA exchanges in which Ritter is active. Learn more about each exchange by registering with Ritter and visiting our Certification Center.

ExchangeImportant Info
Federal- 2024 FFM training closed July 12, 2024
- 2025 FFM training opened July 31, 2024
- Training can be completed through the CMS Portal, HealthSherpa, or INXSCloud
- CEUs are available through HealthSherpa and INXSCloud in some states
- 2025 certification will allow agents to sell for the remainder of 2024
CO- 2025 training is now available
- Enrollment and more information is available for brokers at Connect for Health Colorado
GA- 2025 training opened July 31, 2024
- 2025 plan year is the first year that GA will be operating as a state-based marketplace
- Enrollment and more information is available for brokers at Georgia Access
KY - 2025 training is now available
- 2025 Refresher Training will close November 1, 2024
MD- Annual retraining deadline for previously authorized agents is October 25, 2024
- Agents must apply and complete initial training to receive authorization to sell.
- Broker authorization expires after two years. Maryland Health Benefit Exchange will send a renewal notice no later than 60 days prior to expiration date.
NJ- 2024 training deadline was July 31, 2024
- 2025 training opens TBD
- Recertification training deadline is TBD
- Completing 2025 certification allows an agent to sell for the remainder of 2024
NY- Agents must certify every two years from their initial certification date
- There is no annual certification course
- Enrollment and more information can be accessed at NY State of Health
PA- 2025 training is now live
- Recertification training deadline is November 30, 2024
- 2025 certification will allow agents to sell for the remainder of 2024
VA- 2025 agent registration and training course opened August 15, 2024
- All agents currently certified will be automatically enrolled in the renewal training

As an approved vendor for the FFM certification, HealthSherpa provides Continuing Education Units (CEUs) to participating agents and these qualify toward “Health Line of Authority” requirements. They were approved to offer CEUs in 45 states for plan year 2025: AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, and WV.

Remember: Returning agents are able to take a condensed training. Agents who are new to the ACA market and did not certify or missed a recertification deadline, must complete the full individual marketplace training.

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We’ll continue to update this post and our Certification Center when we receive more details. Check back for updates!

Are you ready to take on the federal or state exchanges? Check out our free eBook on selling ACA insurance plans! Start preparing for the OEP now, read our Pre-OEP Prep guide here!

Not affiliated with or endorsed by Medicare or any government agency.

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